Conservative Health Care Solutions
I heard a caller on a radio show today, doing what lemmings on the left do, complaining. He was complaining that the democrats were the only ones trying to solve the health care issues and that the Republicans were just being roadblocks to progress. The host didn't give the answer I would have. So here it goes. That of course is another lie from the leftist playbook. We are roadblocks to socialism and communism. The Republicans have tried to let their solutions be known but they are always drowned out because leftists don't really want to solve the problem.
That's the dirty little secret, if everything were to be solved, ie; poverty, healthcare, energy or any of the problems of the country there would be no need for them in their minds. Therefore they must perpetuate these problems to be able to claim to care and claim to try and solve them(which means grab more government power) then when their solutions are failures they shift blame on conservatives. This my friends has to stop. We have to crush these enemies of America. Here is how healthcare can be solved.
First of all you have to look at why healthcare costs so much. Insurance is how we pay for healthcare. In order for an insurance company to stay solvent they have to make money doing it. The federal government puts many restrictions on insurance companies, one being the pooling of people across state lines. Imagine in your job if everyone that did the same thing you do could join an insurance bloc across the entire country. As it stands only people in your line of work can pool per state. The smaller the pool the less money the insurance company pulls in every month. This is the main reason that small business has such a hard time providing health insurance to employees. A bloc of 50,000 can get a much better deal than a bloc of 100.
"Yeah but Mike, what does that have to do with it?" It means that an insurance company has to set up a seperate bureaucracy in each state, seperate everything for all 50 states. That costs alot of money. A huge bloc across all 50 states say of "Bartenders" would have alot of people paying into that pool which will be attractive for monthly cash flow purposes for the insurance companies. That way you can shop all the different insurance companies for the best rate for the bloc, and they will compete for you.
Another big cost is the cost of malpractice insurance for doctors. There must be tort reform. "Well you wouldn't be saying that if a doctor cut off the wrong leg" I am not talking about something like that. I am talking about frivolous lawsuits. You know people and I know people that are freeloading right now because of a frivolous lawsuit. These are the people that need to be stopped.
One easy way to stop them is to create a law that if you file suit and lose you pay the court costs for both. I guarantee that would kill alot of them. What about legitimate ones you ask? Let them go to court and let a jury decide. It is the process of having to hire the lawyers and paying court costs that make the bad ones a drain on the system. Another effect of these types of lawsuits is "defensive medicine". This is when the doctor goes along with whatever tests the patient wants so as to not be sued frivolously later. This is also a huge drain as tests are expensive.
Health Savings Accounts or HSA's are one of the best ways to counter healthcare costs. This is how they work. You have money taken out of your earnings before they are taxed and put into an account. They could even be set up like a 401k so that your company throws in a little as well. This money could be used for the small stuff, like kids with influenza or an ankle sprain or a cold etc. Major medical could be covered by insurance at a much lower cost because it wouldn't include doctor visits and one time prescriptions, the very stuff that nickel and dime insurance companies to death. It would be a like a deductible, but you would decide how and when it is spent, and remember it is untaxed money. HSA's would also help weed out the abusers of the system as well. Hypochondriacs sap the system for millions every year. You know the types, the ones that are always at the doctor's office. They wouldn't be if they had to pay for it.
If these solutions were put into effect, I can assure you there would be a huge price difference in healthcare. It would change in a matter of months to be more affordable. Why doesn't Obama and the leftist 111th Congress implement these solutions? Because they want control. Anyone that believes that government can do it better, think about public schools against private schools, or the Post Office against UPS or FedEX.
We do not want some health czar determining what they can afford for you and what they can't, and if you don't think politics will be involved, think again. We are talking about leftists here and rude government union employees. It's a nightmare we don't want! Healthcare is between you and your doctor! We don't want government in between. If we do nothing more ever, we have to stop socialized medicine. Tell everyone within shouting distance you want the government out of our health. Call the Capitol and ask for your Representatives and Senators. Tell them no on socialized medicine. Here is the number. Capitol Building Switchboard (202)224-3121.
Posted by michael spence at 7/21/2009 5:29 PM 
Categories: Congress, Conservatives, Czars, Obama, Health Care, Taxes, democrats, Enemies of America, Leftists, democrat party
Tags: 111th Congress nationalized health care Conservative Obama insurance deregulation Republicans national health care Czars tort reform taxes socialized medicine Leftist health care Congress
Categories: Congress, Conservatives, Czars, Obama, Health Care, Taxes, democrats, Enemies of America, Leftists, democrat party
Tags: 111th Congress nationalized health care Conservative Obama insurance deregulation Republicans national health care Czars tort reform taxes socialized medicine Leftist health care Congress
Very good article especially about tort reform and malpractice.
Which goes to show what I told a friend yesterday,if Obama would stop talk and start listening to the people and start acting upon and reforming some of the issues people are talking about then we would see true change.
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That is the problem, he doesn't listen to us, He and the other leftists have an agenda and they are going to try to get that agenda through no matter what is crumbling around them.
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thats why we have to speak out with how we vote when we get a chance
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Yes you are absolutely right, and the only way to get results is to articulate our principles and educate the uneducated. I think we are up to the task.
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As an American you still have the right and even the obligation to raise your voice when your elected Congressmen, Senators and President are taking actions contrary to your best interest. The Health Care reforms underway in Washington DC today are such an occasion.
You must be informed as the actions being taken impact not just your cash but your families health. Despite the glitzy TV ads and Presidential speeches, the details of the bill are quite contrary to the whitewash given it by Mainstream media.
Read the Bill for your self---
http://docs.house.gov/edlabor/AAHCA-BillText-071409.pdf
Below are a few snippets from randomly turning the pages of this bill for less than an hour. The bill is even worse and more far reaching than any of the hundred e-mails I’ve received on it. It is incumbent on you to stand up and fight. As an US Citizen you are permitted and obligated to call and e-mail your Congressman, Senators as well as your friends and neighbors to stop this bill!
I have yet to read the words rationed care but all the code words are present. Don’t expect to receive the same care at age 70 that you do today or might under the plan at age 30. I’ve now lost it but there was cleverly worded passage that said in essence that you would now be provided counseling as to the advantages to you and your family to cease treatment and die. This my friend is quite a novel feature.
Page 16 reads…..
10 (1) LIMITATION ON NEW ENROLLMENT.—
11 (A) IN GENERAL.—Except as provided in
12 this paragraph, the individual health insurance
13 issuer offering such coverage does not enroll
14 any individual in such coverage if the first ef15
fective date of coverage is on or after the first
16 day of Y1.
Remember those ads that say it competes with private insurance…. How can it compete if Private Insurance is not allowed to enroll new members??
Go to Pages 284 to understand that a service provider will be penalized for re-admissions on the same case. On the one hand they will tell the hospital how long you can stay for a particular illness and on the other they are now motivated to send you home to die so it doesn’t count against their bill!
1 ‘‘(C) EXCESS READMISSION RATIO.—
2 ‘‘(i) IN GENERAL.—Subject to clauses
3 (ii) and (iii), the term ‘excess readmissions
4 ratio’ means, with respect to an applicable
5 condition for a hospital for an applicable
6 period, the ratio (but not less than 1.0)
7 of—
8 ‘‘(I) the risk adjusted readmis9
sions based on actual readmissions, as
10 determined consistent with a readmis11
sion measure methodology that has
12 been endorsed under paragraph
13 (5)(A)(ii)(I), for an applicable hospital
Page 202 Special Tax treatment for illegal aliens----
18 ‘‘(f) SPECIAL RULES.—
19 ‘‘(1) NONRESIDENT ALIEN.—In the case of a
20 nonresident alien individual, only amounts taken
21 into account in connection with the tax imposed
22 under section 871(b) shall be taken into account
etc. etc..
A bill wanted and needed need not rushed
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Mike, nice job on the article. I'm glad you brought up Tort reform and HSAs. I think both of these are the key to solving the health care mess. HSAs are really a good thing. something you didn't mention is that with a HSA, when you die that money is passed on to an heir. If the government wants to mandate something. Mandate an HSA for everyone
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Yes, thank you!
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As a bar owner myself, I utilized Mega Health & Life for health insurance for the bartenders. Mega claimed to be able to "pool" the risk factors to be able to provide affordable insurance for small business owners. They exist across the country, but whether the risk pool is state-wide or nation-wide, I don't know. The point is, something along this line is available.
As a possible extreme example of doctors' practicing defensive medicine: my husband, age 64, is now experiencing hearing loss. Before just turning him loose to go get hearing aids, they did an MRI to make sure he didn't have a tumor that was creating the hearing loss. Needless to say, no tumor. Blue Cross ate it, with a $635 co-pay for us.
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The pools only exist statewide period, for every worker. Also the defensive medicine I am talking about is when the doctor feels it is unnecessary and does it anyway in fear of a lawsuit. If it is for a precaution because the doctor feels is needed. Then I am all for it. In your husbands case the doctor, I am sure wanted to make sure that it wasnt something more serious. These kinds of tests are outstanding. We have the best health care in the world because we find tumors early and save peoples lives. In Canada your husband probably wouldn't have gotten the test. And with and HSA you could have paid the copay with untaxed money and been happy that the test came out negative.
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